Refinancing a given bank loan involves replacing your current loan with a new one. This usually has the added benefits of shortening your loan term and reducing your repayments, and it becomes well within your capacity to make extra mortgage repayments and own your home much earlier. If you are an investor or new home buyer in Adelaide, you can use low-interest rates and save some of your precious funds.
However, you must conduct an objective analysis to ensure that the benefits outweigh the cost factors and make an informed decision. The following are the best possible scenarios when mortgage refinancing is a better idea.
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